We ensure flexible and customized financial services to cater to unbanked communities and emerging entrepreneurs with the goal to create opportunities and transform lives.

SAJIDA Foundation’s Microfinance Program offers a diverse range of collateral-free financing for Micro, Small and Medium Entrepreneurs along with customized savings products to meet the needs of a population segment that cannot readily access formal financial services. The Microfinance Program is currently operating through 356 branches across 25 districts of Bangladesh and serving over half a million clients. The program, which is one of the largest initiatives in Bangladesh, is serving its varying client segments through two different divisions: SUCHONA and BIBORTON. SAJIDA’s Microfinance model has become a centre of innovation due to its client centric approach, emphasis on digitization, and contemporary upgradation.

FLEXIBLE FUNDING

Our loan products are designed to fit clients’ need and financially support a heterogeneous of emerging entrepreneurs with the goal to create opportunities and transform lives.

SUCHONA

Suchona

_KAY0666 (Large)

Biborton

LOANS BY CATEGORY

Agriculture Loan

Ultra Poor Loan

WASH Loan

Remittance Loan

Migration Loan

OUR SAVING SCHEMES

In order to promote saving habits of its members for a better financial security in the future. This helps the member realize the benefits of saving without having to make sacrifices from daily expenses.

It is mandatory for our Microfinance members to save a minimum of BDT 200 per month, enjoying a return of 6% interest per annum. However, this varies based on loan category and collection mechanism.

This is an optional, fixed term deposit plan for members who wish to invest a bulk amount with a specific future goal in mind. The plans start with a minimum investment of BDT 5,000 with annual returns up to 11%.

A voluntary monthly savings plan, Samriddhi is also available for our members. They can save between BDT 200 to BDT 10,000 per month, additionally beneficiaries of this saving scheme receive returns upto 9% per annum.

OUR IMPACT

356  Branches

546,034  Members

392,605  Borrowers

25  Districts Covered

22926.30  Loan Outstanding in BDT Millions

6395.14  Member Savings in BDT Millions

FEATURED STORY

Entrepreneur | Liza Khanom

“The savings make me feel secure as I can think about my daughter’s future,” recalls Liza with a smile on her face. She faced a lot hardships from a young age, but does not regret them a bit
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Liza Khanom has been a member for the past four years, and she runs a boutique shop consisting of five employees. She started off with a small room space when she took a loan from SAJIDA Foundation.

NEWS FROM MICROFINANCE

Prime Bank to raise Tk 500cr term loan for SAJIDA Foundation

Prime Bank is going to raise a staggering syndicated term loan of Tk 500 crore for SAJIDA Foundation to disburse […]

SAJIDA Foundation signs MOU with Dana Fintech

SAJIDA Foundation has signed an MoU with Dana Fintech. The partnership is set to facilitate end-to-end digital lending services & […]

SAJIDA INITIATED “TREE SAPLING DISTRIBUTION AND PLANTATION PROGRAM” TO COMMEMORATE THE NATIONAL MOURNING MONTH

SAJIDA Foundation’s Microfinance branches in Barura, Cumilla & Kaliganj, Jhenaidah initiated “Tree Sapling Distribution and Plantation Program” to commemorate the National Mourning month of 2021.

SAJIDA FOUNDATION RECEIVES A USD 7.5 MILLION FUND FROM FMO, NETHERLANDS TO EXPAND ITS MICROCREDIT PROGRAM

Dhaka: SAJIDA Foundation has received a USD 7.5 million fund from FMO, the Dutch entrepreneurial development Bank, through it’s government […]